CORONAVIRUS: Housing Protections to Keep People in Their Homes

The Commonwealth has suspended all non-essential evictions and has advised all state-aided public housing operators, including Local Housing Authorities and private operators, to suspend both pending non-essential evictions and the filing of any new non-essential evictions.

Additionally, the CARES Act includes three federally-mandated housing protections including:

  1. 120-day moratorium on eviction filings in most federally-assisted rental housing.
  2. A moratorium on foreclosures by servicers of federally-backed mortgage loans for a 60-day period.
  3. Consumers’ right to request forbearance on a federally-backed mortgage loan for up to 12 months.

If you are unable to pay your mortgage and your loan is owned by Fannie Mae or Freddie Mac, you may be eligible to delay making your monthly mortgage payments for a temporary period. For more information and assistance visit the Federal Housing Finance Agency (FHFA) website here. Additionally, the Department of Housing and Urban Development (HUD) has released information on mortgage payment relief options for single family homeowners with Federal Housing Administration (FHA)-insured mortgages.

For owners and renters concerned about meeting their monthly payments, find resources through the National Housing Law Project here, or contact a legal aid organization or a HUD-approved housing counselor with questions about your eligibility to delay payment without risking eviction.

 

We will update this page as further programmatic details are available from federal agencies and to reflect the most current information about state and federal resources.